Financial Assistance

Finding out your septic system can be scary and expensive - but getting it fixed does not have to be. Island County Public Health has partnered with Craft3 a nonprofit, non bank, community development financial institution to provide affordable Clean Water Loans to help families repair or replace their failing septic system with no money down.

Craft3 Clean Water Loans make it easier to fit the complete cost of designing, permitting, installing and maintaining your septic system into your household budget. In some cases, you can also finance connection to a nearby municipal sewer system.

Craft3 has unique approval criteria and payment terms that work for a wide range of property types and family circumstances.  Fewer failing septic systems in our communities means fewer families vulnerable to displacement and less pollution that can harm our children, natural resources, and local industry's reliant on clean water.

To learn more or to apply for a loan visit the Craft3 website.

The US Department of Agriculture also has a loan and grant program for water and wastewater projects in rural communities. Learn more about project eligibility from this USDA Fact Sheet.