What is the Community Rating System?

The National Flood Insurance Program's (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS: 1. Reduce flood losses; 2. Facilitate accurate insurance rating, and 3. Promote the awareness of flood insurance. For CRS participating communities, flood insurance premium rates are discounted in increments of 5%; i.e., a Class 1 community would receive a 45% premium discount, while a Class 9 community would receive a 5% discount (a Class 10 is not participating in the CRS and receives no discount). The CRS classes for local communities are based on 18 creditable activities, organized under four categories: 1. Public Information; 2. Mapping and Regulations; 3. Flood Damage Reduction, and

4. Flood Preparedness.

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1. What is the Disaster Mitigation Act of 2000?
2. What is a Local Hazard Mitigation Plan?
3. Who is involved?
4. What is meant by hazard mitigation?
5. What hazards will the mitigation plan address?
6. Will Global Warming/Climate Change be addressed in the Multi-Hazard Mitigation Plan?
7. Does the State of Washington have a State Multi-Hazard Mitigation Plan?
8. As a citizen, how does this effort affect me?
9. How will it affect my community?
10. What is the Community Rating System?
11. What if my jurisdiction is not a part of the Hazard Mitigation planning process?
12. Why should I get involved?
13. What can I do to support this process?
14. Does it cost me or my jurisdiction anything to produce this plan?
15. Where are the hazards in my area?
16. Where can I get more information about public meeting dates?
17. When will the plan be finished? And… will it be available to the public?
18. How can I get a copy of the Multi-Hazard Mitigation plan once it is finished??
19. Who can I contact for answers to my questions?